OKX Pay Launches USDG Yield Plan: Earn Up to 10% APY, with Various OKX Reward Opportunities Waiting for You

2025-11-10 10:48

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Your money should work harder for you.

Source: OKX

Today, holding dollars often means limited financial gains. We believe that your money should work harder for you.

Therefore, we have launched a new solution for global users through OKX Pay, offering up to 10% Annual Percentage Yield (APY) for USDG deposits. Your first 10,000 USDG can earn a 10% APY, with anything above that amount earning a 5% APY. Over the course of a year, the initial 10,000 USDG can earn you up to 1,000 USDG, with each additional 10,000 USDG earning an extra 500 USDG.

USDG is a fully collateralized, USD-pegged stablecoin that allows you to earn returns while keeping your funds accessible for trading at any time. No longer will your funds sit idle, missing out on market opportunities. This is a limited-time early bird offer: the first 10,000 USDG can earn up to a 10% APY, yielding up to 1,000 USDG in annual returns. This USDG yield program is part of OKX's various earning methods, ranging from automatic rewards in the trading account to on-chain rewards on the X Layer.

These three options provide you with true autonomy: whether you seek instant liquidity, passive income, or on-chain flexibility, all with the reliable and secure ecosystem of OKX.

Three Easy Ways to Earn with USDG

OKX Pay

Deposits up to $10,000 USDG will earn up to 10% APY, with amounts exceeding this threshold earning a 5% APY. Simply transfer your USDG from your exchange account to OKX Pay, or directly convert other stablecoins to USDG on OKX Pay. Rewards grow daily and are distributed automatically every Monday.

OKX Exchange

By holding USDG in your OKX exchange account, you can automatically earn up to 3.85% APY, available on both the web and app versions. Rewards are distributed weekly without any additional steps required.

OKX Wallet

Link your OKX exchange account to the OKX Wallet to earn up to 3.85% APY on-chain. Rewards accrue daily and can be claimed weekly. With no lock-up period and no complex procedures, your USDG remains tradable, transferable, or usable at all times while steadily earning returns.

USDG on OKX: Simple, Transparent, and Flexible

USDG is designed to make your digital dollars work more efficiently for you — securely and seamlessly within the OKX ecosystem.

• Fund Flexibility: Earn rewards while using USDG for trading, staking, and transfers at any time.

• Zero Fee Swaps: Freely swap between USDT, USDC, and USDG with no additional fees.

• Multi-Chain Support: USDG can be used on Ethereum (ERC-20), Solana (SPL), and X Layer.

By using USDG on OKX, you have full control over how your funds earn rewards and where they go.

USDG's Unique Advantages

USDG is issued by Paxos Digital Singapore Pte. Ltd. in Singapore and is a major payment institution licensed by the Monetary Authority of Singapore (MAS). It operates under a clear regulatory framework for a single-currency stablecoin, emphasizing security and transparency:

• 1:1 Asset Backing: Each USDG is fully backed by a reserve of dollars.

• Fund Segregation: User assets are strictly separated from operational funds.

• Independent Audits: The reserve undergoes monthly third-party independent verification.

• Clear Redemption Rights: Holders can directly redeem USDG for US dollar fiat.

This structure provides users with a regulated, transparent stablecoin option — combining the convenience of traditional stablecoins with enhanced trust and accountability.

Built for Open Access

USDG can be used on multiple public blockchains, including Ethereum, Solana, and X Layer, with plans to integrate more networks in the future. Its open-source smart contract is publicly verifiable and has undergone independent audits, offering security and predictability for users and developers. This multi-chain architecture allows USDG to be freely used in various applications within and outside the DeFi platforms, Wallets, and the OKX ecosystem, enabling true open circulation and efficient utilization of assets.

OKX's Unique Advantages

OKX's USDG project has always revolved around a core principle: providing users with choice and confidence. Whether you want to earn yields through OKX Pay, hold on the OKX exchange, or use it on-chain directly, you can enjoy transparent earnings, regulated protection, and the flexibility to move your funds at any time. In the current market environment, reliability is more important than hype. OKX is driving the crypto world's transformation from the so-called "Wild West" to the "Mild West" — where transparency and choice become the new standard. OKX and USDG offer you a smarter, more reliable way to hold, earn, and use funds.

The Annual Percentage Yield (APY) may vary. The maximum 10% APY enjoyed through OKX Pay is open to global users but excludes the United States, the United Kingdom, the European Economic Area, Singapore, the United Arab Emirates, Australia, Turkey, and other restricted countries. Exchange account staking rates: up to 4.0% APY for Singapore users, up to 4.1% APY for users in other eligible countries, not available in the United Arab Emirates. On-chain staking is open to a global audience but excludes the United States, the United Kingdom, the European Economic Area, the United Arab Emirates, Brazil, Australia, Turkey, Singapore, and restricted countries. This activity has no fixed end date, and the issuer may terminate it at any time.

Disclaimer: This article may contain product-related content that is not applicable to your region. This article is intended to provide general information only and is not responsible for any factual errors or omissions. This article represents the author's personal views and not those of OKX. This article does not intend to provide any advice, including but not limited to: (i) investment advice or recommendations; (ii) solicitation for buying, selling, or holding digital assets; or (iii) financial, accounting, legal, or tax advice. Holding digital assets (including stablecoins) involves high risks, may experience significant volatility, or even become worthless. You should carefully consider whether trading or holding digital assets is suitable for your financial situation. For advice specific to your circumstances, consult your legal/tax/investment professional. The information presented in this article (including market data and statistics, if any) is for general informational purposes only. While we have taken all reasonable precautions in preparing this data and charts, we assume no responsibility for any factual errors or omissions expressed herein. © 2025 OKX. This article may be reproduced or distributed in its entirety, or an excerpt of 100 words or less may be used, provided such usage is non-commercial. Any reproduction or distribution of the entire article must also prominently display: "Copyright © 2025 OKX, used under license." Permissible excerpts must cite the article's title and include the source, e.g., "Article Title, [Author's Name (if applicable)], © 2025 OKX." Some content may have been generated or assisted by artificial intelligence (AI) tools. Derivative works or other uses of this article are not allowed.